Baby in a box

Moving Home with a Newborn

In a perfect world, no one will need to plan and carry out a home relocation shortly after welcoming a newborn into their family. But even if you are an incredibly organised person, you may still fail to prepare for the early arrival of a baby. When the new addition to your fam arrives before the expected date, you should try and postpone the move. However, if you can’t afford such a luxury, you will have to just go with it. Moving house with a baby is not easy but it is possible. Also, you can make the experience less stressful by:

  • Sticking to a strict daily schedule;
  • Keeping all the baby items at hand;
  • Spending a lot of time with your child;

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Cluttered room

Instances in which clutter is your enemy

Have you heard about the barrister who died because his house was filled with clutter? Now, it is more than evident that some people tend to let things slide to the extreme and this has a number of pretty unpleasant consequences. It is not necessary for you to be one of those people. But let’s face the simple fact that even if the clutter in your home is not brought to the same extreme degree, there are still chances that it causes hindrances and problems for you in your day-to-day activities. Let’s check several cases in which you’d wish that there was no clutter in your home. (more…)

Pounds

Tip for New Homeowners to Make Their House Budget-friendly

One thing you can never predict when you move into a new home is whether living in the property will prove budget-friendly or budget-breaking. If you have recently moved into your new house and you are already struggling to cover your electricity or water bills you may need to make a few readjustments. This is a process to that consists of four main stages:

  • Inspect
  • Change
  • Eliminate
  • Improve

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Mover and house

The main reasons for disasters during house removals

Moving homes is definitely among the most stressful things that you can put yourself through in your life. Unfortunately, there is no way that one can be sure they will never have to subject themselves to house relocation – being for economic or lifestyle reasons. There are quite a few things that can go wrong during a removal, and many of those can turn your life into a literal emotional inferno. That is why you should be properly prepared and knowing what the main things that can cause problems are. We are here to help you. (more…)

Underground sign

Tube Strike In February 2017 – Useful Information

People in London using the TfL will need to be extra sharp about their trips and schedules over the next few days as Tube staff is planning a major strike. About 3000 workers from the underground transport are going to walkout as a form of a protest against the planned job cuts and the termination of ticket offices. This will lead to other forms of transportation being remarkably busy. Most Zone 1 stations will not be open or will simply have very short hours during the strike. TfL will be capable of providing alternative services different from the Tube and says it will plan on having temporary bus routes open in order to ensure customers’ convenience as much as possible when it comes to travelling to central London. The burden will fall on bus lines and National Rail services who will be asked to carry extra passengers for the time being. (more…)

Dog in suitcase

Best Packing Tips and Methods for Travellers

Travelling to a new place for a holiday or even for a business trip can offer you many great experiences. However, all of your hopes and wishes for a good time can quickly disappear into thin air if you fail to pack like a pro. Imagine that you open your suitcase to get your jacket, for example, only to remember that you have left it at home because there was not enough room for it in your bag. Instead, you have five different pairs of shoes which you may not need to wear at all. Lucky you! To avoid such nightmarish scenarios, you must follow three main rules when packing for a trip – don’t overpack, don’t underpack and know how to pack. (more…)

Valentines Teddy Bear

Valentine’s Day – For the Love of Money

For decades Valentine’s Day was that sweet holiday associated with exchanging cards and surprising that special person in your life with flowers and a box of chocolates. Lately, however, the 14th of February seems to have more in common with Christmas. The most romantic holiday of the year has started to revolve more around gifts, vacations and, frankly said, around spending money in general. Love has taken the back seat and romantic cards now go hand in hand with pricey jewellery and lavish dining experiences. (more…)

Home ownership

Renting or owning?

After couple of years renting, you probably assume that you are ready to become a homeowner and buy your own house or apartment. But, before you even consider that option, you have to think carefully and analyse your current financial or other private reasons. Therefore, before thinking about actual removal, check the following tips and decide whether you are ready for owning or you should continue renting.

You are in debt

If you are in debt and you give away your pay check for credit card bill, loans, etc., the last thing you need is a mortgage. You need to have some disposable income even to consider getting a mortgage and transiting from renting to owning. This is an important factor to consider when thinking about removal.

You have a bad credit history

If you have late or missed payments on your credit accounts or other loans, you are not eligible for owning because mortgage lenders consider this factor as a crucial one. This shows them how responsible you are when paying your debts. They automatically assume that you will do the same with a mortgage too. This is why it is smart to wait until you get back on track with your creditors. And then, you can contact lenders.

You have no savings or regular income

When you are renting, if you have toilet leaks or nay similar issues, your landlord will help you to fix it. So even if you do not have savings for such emergencies, you can rely on someone else. However, as a homeowner, you have to rely on yourself alone and be prepared for unexpected situations. You have to have savings on your account. Otherwise, you are not ready to become a homeowner. People who do not have stable jobs and regular incomes shouldn’t consider purchasing a house or an apartment. The fact is that no job position is 100% guaranteed for good, but it is easier to leave the rented apartment than sell a house.

What about a down payment?

Home ownershipDid you know that you need to secure a down payment of at least 20% when buying a house? Do you have that kind of money? And if you do have that amount, are you ready to give it up and be left with no savings? You should probably wait, grow your savings and have enough cash for a down payment, and ensure you are left with some too.

You are a “mover”

Some people need a change in their lives and they decide to move. They are not doing it for logical or practical reasons. If you are that kind of person who likes to experience different living surroundings, then perhaps owning a home isn’t for you. It would be a lot more practical and convenient if you rent.

Carefully consider above mentioned tips before you decide it is time for removal. Should you opt for renting or owning? If you feel like the time has come for you to become a homeowner, then good for you! If you are not ready yet, don’t worry. You probably need more time to get your financials in order. Good luck!